VERA AI - Stock Analyzer

1. GPM > 40%

MANUAL

(Sales − COGS) / Sales × 100 > 40%

Sales (Revenue)

COGS

2. SGA/GP < 30%

MANUAL

SGA / Gross Profit × 100 < 30%

SGA

Gross Profit

3. R&D Low / None

MANUAL

R&D < 5% of Sales

R&D Expense

Sales

4. Depreciation Low

MANUAL

Depreciation < 5% of Sales

Depreciation

Sales

5. IE/OI < 15%

MANUAL

Interest Expense / Operating Income × 100 < 15%

Interest Expense

Operating Income

6. NI Uptrend

MANUAL

Net Income upward trend over 4+ years — Yes = PASS, No = FAIL

Uptrend?

7. NI > 20% Revenue

MANUAL

Net Income / Sales × 100 > 20%

Net Income

Sales

8. EPS Uptrend

MANUAL

EPS increasing over 4+ years — Yes = PASS, No = FAIL

Uptrend?

9. Receivables Low

MANUAL

Accounts Receivable / Sales × 100 < 10%

Receivables

Sales

10. No LT Debt

MANUAL

Long-term Debt ≈ 0

Long-term Debt

11. Intangibles High

MANUAL

Intangible Assets substantial — Yes = PASS, No = FAIL

Intangibles High?

12. CR > 1

MANUAL

Current Assets / Current Liabilities > 1

Current Assets

Current Liabilities

13. P/E < 4×

MANUAL

Market Price / EPS < 4

Market Price

EPS

14. D/E < 0.8

MANUAL

Total Liabilities / Shareholders Equity < 0.8

Total Liabilities

Shareholders Equity

15. ROE > 15%

MANUAL

Net Income / Shareholders Equity × 100 > 15%

Net Income

Shareholders Equity

16. CapEx < 50%

MANUAL

Capital Expenditures / Operating Cash Flow × 100 < 50%

CapEx

Operating Cash Flow